Introduction
Hello, welcome to another new post today. Today we will get information about insurance in this post. You must have heard about the Stashfin app, everyone knows about this app, from which you can take a personal loan sitting at home, but now you can also get many types of insurance from Stashfin. Today there are many companies that give you insurance and Stashfin is also among them. In today’s time, every person should have insurance. From here you can buy a safe insurance. When you have insurance, you have peace of mind, you do not need to worry about anything. You can take safe and different insurance from Stashfin. In today’s post, we will know how you can take insurance from Stashfin, what types of insurance can be taken from Stashfin, what are the benefits of taking insurance from Stashfin, what are the different plans of Stashfin insurance, how to apply for Stashfin insurance. Let’s start this post without delay and move forward.
Type of Stashfin Insurance
Wallet security With the help of Stashfin you can protect your wallet. Now let’s know in which cases you can protect your wallet.
| Insurance Type | Premium (Annual) |
|---|---|
| Wallet Protection Insurance | ₹599 per year |
| Loan Protection Insurance | ₹799 per year |
| Income Protection Insurance | ₹200 per year |
| Travel Insurance | ₹189 per year |
| OTT Insurance | ₹555 per year |
| Wellness Insurance | ₹330 per year |
| Deals Insurance | ₹888 per year |
| Critical Illness Insurance | ₹464 per year |
| Child Education Insurance | ₹600 per year |
| Home Protection Insurance | ₹608 per year |
| Motor Insurance | ₹500 per year |
Wallet Protection Insurance
Provides complete security to your wallet in case of fraud. You can get security of up to Rs 2,00,000.
If there is fraud in case of UPI payment, then you will get security of up to Rs 50,000.
You will get one year free subscription on Sony LIV, you will be able to watch all your favorite shows on Sony LIV absolutely free.
For wallet security, you will have to pay a premium of up to Rs 599 which will last for 12 months.
Will help you in every type of fraud, whether online or offline, you are provided security in every case.
Always available for your every type of help, you can take help whenever you want.
Even if you get stuck in emergency cash trouble, you can get benefits.
You can also avail emergency services.
Documents required for filing wallet protection claim
- Duly filled and signed claim form
- FIR information issued by the police in case of fraud
- Bank statement showing the fraud
- Letter related to the loss due to fraud available with you
- Any other document which proves that you have been cheated.
Loan Protection Insurance
Loan Lite Under this, your outstanding loan amount of up to Rs 25,000 is protected. It has a coverage of up to Rs 1,85,000. In this, you have to pay a premium of Rs 799 which will last for 12 months. Under this, you also get the benefit of emergency cash and emergency services. You can avail emergency cash up to Rs 40,000.
Loan Rakshak Under this, if the borrower dies accidentally, then the loan up to Rs 1 lakh is protected. In case of UPI fraud, you will get protection of up to Rs 50,000. It has a coverage of up to Rs 2,60,000. The premium for this is Rs 999 which is for 1 year.
Loan Wallet Under this, your outstanding loan amount of up to Rs 50,000 is protected. UPI fraud protection of up to Rs 50,000 is provided. Its coverage is Rs 3,35,000. Its premium is Rs 1499 which is for 12 months. Credit card or debit card fraud protection of up to Rs 50,000 is also provided.
Loan Ultra In this, your outstanding loan amount of up to Rs 3 lakh is protected. In this, you will also get free subscription of Sony Liv and Amazon Prime. Wallet protection of up to Rs 50,000 is also available. In this, you can also avail health facilities. If your vehicle breaks down on the way, you can get help. It has a coverage of up to Rs 5 lakh. Its tenure is of 12 months, whose premium is Rs 2,999.
Income Protection Insurance
If you lose your job due to any reason, you will get a lot of benefits from here.
If any accident happens with your family and you have to get hospitalized, you will get 7 days hospital facility.
If your house suffers a loss of more than 1.5 lakhs due to any natural disaster, you will still get good facilities.
If there is a fraud of more than one lakh from credit card or debit card, you will still get protection.
If your employment is closed for 7 days due to any natural disaster, you will still get benefits from here.
Its coverage is 45,000. Its tenure is one month, whose premium is 200 rupees.
Travel Insurance
In case of an emergency, you get comprehensive coverage which includes cash up to Rs 10,000 and hotel assistance up to Rs 40,000. UPI fraud protection up to Rs 10,000. You can get help whenever you want, it is available 24 hours a day. Its premium is Rs 189 which is for 12 months and its coverage is up to Rs 60,000.
OTT Insurance
OTT Loan Protection In this, the EMI of your outstanding loan amount is fully protected which is covered up to Rs 2 lakh. The facility of unlimited doctor calls is also available in this. In this, you can also avail the subscription of 16 OTTs and you will also get roadside assistance, if due to any reason your vehicle breaks down, then you can take help. Its coverage is up to 2,10,000. Its tenure is 3 months, whose premium is Rs 849.
OTT Insurance In this also you can avail the benefit of 16 OTT subscriptions. Your outstanding loan amount of Rs 40,000 is protected. You will also get roadside assistance. Its premium is Rs 555, whose tenure is 3 months and its coverage is up to Rs 50 thousand.
Wellness Insurance
Wellness Lite: It has 14 specialist verticals which are available from 9 am to 11 pm. You will get a pharmacy voucher of Rs 250 in it. You will get three months of Jiosaavn Music subscription absolutely free in which there will be no advertisement. It also provides the facility of health checkup. Its coverage is up to Rs 20,000. Its tenure is 3 months, whose premium is Rs 330.
Hospicash: Its EMI of your outstanding loan amount is protected which can be up to Rs 75,000 and you also get a hospital cash cover of Rs 1,500. Doctor on call facility is also available. 12-month subscription of Jiosaavn is also available. Help is also provided in case of vehicle breakdown on the roadside. Its coverage is Rs 1,10,000. Its premium is Rs 979 and tenure is 12 months.
Deals Insurance
In this, you will get UPI fraud protection up to Rs 50,000.
In this, you will get OTT subscription like Zee5, Sony LIV, Amazon prime and can avail benefits on Gaana, Movie.
In this you also get shopping benefits like Nykaa, Westside, TATA CLiQ, Myntra, beardo and many more brands.
With this you can also get benefits on food.
You will also get discounts on international travel.
You are also provided facility on health.
Its coverage is 1,25,000. Its tenure is 6 months, whose premium is Rs 888.
Critical illness Insurance
In this, a special type of discount will be available on critical illnesses like cancer, kidney failure, heart disease, accidental death, disability. In this, you get coverage up to Rs 1 lakh. Its premium is Rs 464, which is for a period of 12 months.
Child Education Insurance
In this, you get coverage of up to Rs 2 lakh for the education of your children and this coverage is also available in case of accidental death during this period. Its premium is Rs 600 and its tenure is for 12 months.
Home Protection Insurance
Under this, your home is protected. If something happens to your home due to a natural disaster (earthquake, flood, fire), you get coverage of up to Rs 5 lakh. Apart from this, if there is damage to jewellery or any valuable material, you will get protection of up to Rs 1 lakh.
Motor Insurance
Under this, you can get your bike insured which provides you with different facilities and you can also get your vehicle insured. Friends, you must have motor insurance. If your vehicle meets with an accident, then you may have to pay a lot of money at that time. If you have insurance, then you can save yourself from every expense. Legally, it is mandatory for you to have motor insurance.
Home Appliance Protection Insurance
Under this, you can buy 10 year old goods from any store. Under this, household appliances purchased during 10 years are covered. Its tenure is 12 months, the premium of which is Rs 699.
What will not be covered under Stashfin Insurance?
Fees that are being reimbursed through financial institutions or banks will not be covered.
Losses caused directly or indirectly due to fraud will not be covered.
Losses caused while intoxicated will also not be covered.
Losses caused by you yourself will not be covered.
How to buy insurance from Stashfin?
First of all you have to go to Google or Play Store and download the Stashfin app.
After this you have to fill your mobile number which is linked to the Aadhar card and an OTP will come on your mobile number which has to be filled and submitted.
After this you have to fill your full name, after this you have to enter your e-mail ID, after this you have to enter your date of birth.
After this you have to enter your PAN card number and according to your PAN card all your information will come in front of you which you can check.
After this you will get two options, one is personal loan and the other is insurance, if you want to take a loan then we have written a separate article, you can read it, otherwise you have to click on the insurance option.
After this all the insurances that we have talked about above will come in front of you, you can apply for the insurance you want.
Impotant Note
In today’s post, we have tried to give complete information about Stashfin Insurance. The app from which you can take a personal loan, now you can also get insurance. You can get every type of insurance from Stashfin and its premium is also very low. If you want a good insurance at a low cost, then you can get it from here. If you want to take a personal loan from this app, then you can go to our website and read the article thoroughly and take a personal loan. That’s all in today’s post, thank you very much for giving so much of your valuable time!
