You all know that in today’s time, the most important thing is money. Whoever you see today needs money, everyone wants that they should have money because today we should have money all the time, if any problem comes, then there is only one solution to it and that is money. In today’s time, whenever there is a need for money, you have only one option that if you get a loan from somewhere, then all our problems will be solved. But now you do not worry about money at all, now you can take a personal loan immediately sitting at home.
In today’s post, we will know how much Aditya Birla Capital Personal Loan will be available, for how long Aditya Birla Capital Personal Loan will be available, what will be the interest rate on taking Aditya Birla Capital Personal Loan, what documents are required to take Aditya Birla Capital Personal Loan, who can take Aditya Birla Capital Personal Loan, what are the benefits of taking Aditya Birla Capital Personal Loan, how to apply for Aditya Birla Capital Personal Loan. Let’s start without delay and get detailed information about Aditya Birla Capital Personal Loan.
How much Aditya Birla Capital Personal Loan will you get?
First of all, we know how much loan you will get because before taking a loan, we should know how much loan we will get. So that we can estimate which of our needs we can fulfill with that loan. You can take Aditya Birla Capital Personal Loan up to Rs 50 lakh and fulfill many of your needs.
How much time will you get to repay Aditya Birla Capital Personal Loan?
Now we know how long the loan taken will take to repay. Even if you borrow money from someone, he also gives you a time limit as to when you will have to repay the money, so we should know the time to repay the loan. The time to repay Aditya Birla Capital Personal Loan will be available for a full 7 years, which is quite a lot.
What will be the interest rate on taking Aditya Birla Capital Personal Loan?
Interest: Now we know about the interest, we should know the rate of interest only then should we think about taking a loan, whether the interest rate seems too high or not. On taking Aditya Birla Capital Personal Loan, the interest rate can be from 10.99% to 30% per annum, it will be based on your information and credit score.
Processing Fee: Now we know how much the processing fee will be because we should know about it too. On taking Aditya Birla Capital Personal Loan, the processing fee can be up to 3%.
Who can take Aditya Birla Capital Personal Loan?
Citizen: You must be an Indian citizen only then you can take a loan.
Age: Your age should be between 21 years to 60 years.
Employment: You can take this loan whether you are salaried or self-employed.
CIBIL Score: To take a loan from here, your CIBIL score should be 750 or more.
What documents will be required to avail Aditya Birla Capital Personal Loan?
Aadhar Card: You must have Aadhar Card only then you can take Aditya Birla Capital Personal Loan.
PAN Card: You must also have a PAN Card because without PAN Card you will not get a loan.
Income Proof: You must have proof of your salary like bank statement, salary slip or any income proof available with you.
What are the benefits of taking Aditya Birla Capital Personal Loan?
Unsecured loan: Aditya Birla Capital Personal Loan is an unsecured loan, no mortgage of any kind is required to take this loan.
Payment: Aditya Birla Capital Personal Loan can be easily repaid through EMI.
Quick disbursement: Your loan will be approved very quickly and you will get the loan amount within just 24 hours.
Repayment period: Aditya Birla Capital Personal Loan can be repaid for a period of seven years which is very long.
Interest: If your credit score is very good then the interest rate will also be very low.
How to apply for Aditya Birla Capital Personal Loan?
First of all you have to go to the website of Aditya Birla Capital and click on Personal Loan from the loan category.
After this you can read about personal loan in detail and click on apply now below.
After this, first of all you have to fill your mobile number and click on Get OTP. Now an OTP will come on your mobile number which has to be filled and ticked in the box below and proceed.
After this you have to give your personal details, first of all you have to fill your PAN card number, after that fill your name, after that select gender, after that fill the date of birth, after this you have to tell whether you are married or not,
After this you have to enter your personal email ID, after that enter the pin code of your area and select city and state and click on proceed.
After this you have to tell whether you are salaried or self-employed, whatever work you do, you have to choose it and enter the complete information of where you work, proceed further.
After this, you are going to be told that now you have to upload the bank statement, first of all you have to click on the bank statement and select the name of the bank below, after this two three options will come in front of you, you can choose as you want.
After this you will see how much loan you can take, if you want to reduce the loan amount then you can do it and you can read all the information about the loan, how much interest will be charged and for how long the loan will be available and how many installments will have to be paid every month, you can read all the information.
After this you have to upload a selfie of yours, first of all click a selfie and upload it.
After this you have to do KYC, first you have to have the name of your Aadhar card and the Aadhar card should be linked to the mobile number, then an OTP will come on your mobile number, which has to be filled and proceed.
After this you have to tell why you want to take a loan, many options will come, you can choose any and your address will come which is on your Aadhar card, you have to click yes on it and proceed.
After this, you will have to provide the bank details of the bank from which you want to take the loan amount. You have to fill in the details there. Firstly, enter the name of the bank, then the account number, then the IFSC code.
If your loan is approved in this way, then the loan amount is soon sent to the bank account.
Point
If you are reading this post then you must be wanting to take Aditya Birla Capital Personal Loan because today everyone needs a personal loan because without money no one can do anything, it is only money that can solve all your problems. But in today’s time there is no need to beg for money in front of anyone, you can take a loan instantly sitting at home. If you like this post then you must share it with your friends.
