Introduction
You all know that money can be needed suddenly at any time. When you need money, you cannot get it from anywhere but in today’s time, nothing is better than money. Money is the only thing with which you can easily fulfill all your needs. When you need money very badly, you run here and there but are unable to arrange money, then you have only one option that if you get a loan from somewhere, then you can complete all your unfinished work.
In today’s time, everyone knows about Google Pay, now you can also take a personal loan from Google Pay. You must also be using Google Pay to exchange money, but now you can easily take a loan from Google Pay sitting at home and fulfill many of your needs. Let’s start without delay, so let’s get detailed information about how to take a loan from Google Pay.
How much loan can you take from Google Pay?
You all know that Google Pay is a Paytm app but now it also provides the facility of personal loan. Now let us know how much loan you will get from Google Pay. When you take a loan from anywhere, you should know how much loan you will get so that you know which of your needs you can fulfill. You can get a loan of at least 5 thousand to 50 lakh rupees from Google Pay. A loan of this amount is enough to fulfill your needs.
What will be the interest rate on taking a loan from Google Pay?
Now let us know what will be the interest rate on taking a personal loan from here because before taking a loan you should know about the interest rate so that you can know how much loan you will have to repay. Now let us know what will be the interest rate on taking a loan from google pay. The interest rate on taking a loan from Google Pay starts from 10.49% per annum and it will be charged according to your profile.
How much time will you get to repay the loan through Google Pay?
Now let us know how much time you will get to repay the loan taken because before taking a loan, you should also know the repayment time so that you can repay the loan on time. The loan repayment time from Google Pay will be available from 6 months to 48 months and this much time is enough to repay the loan.
Who can take loan from Google Pay?
Indian: You must be an Indian citizen only then you can take a loan from Google Pay app.
Age: Your age should be between 21 years to 57 years.
Google Pay: You must use Google Pay.
Credit Score: Your credit score should be more than 700.
What documents are required to take a loan from Google Pay?
Aadhar Card: You must have your Aadhar Card.
PAN Card: It is also mandatory to have your PAN Card.
Passport Size Photo: You must have your passport size photo.
Bank Statement: You must have your bank statement of last 6 months.
What are the benefits of taking a loan from Google Pay?
Paper Work: You can take a loan completely online and you do not have to do any paper work.
Instant Approval: Your loan will be approved very quickly and the loan amount will come directly to your bank account.
Safe: Taking a loan from Google Pay is completely safe, no fraud will happen with you.
Loan Amount: You can easily take a personal loan of Rs 5 thousand to 50 lakh from Google Pay.
How to apply for a loan from Google Pay?
First of all you have to go to your Google pay app and scroll down and you will get the option of Get a loan, click on it.
After this you can see about Google Pay loan, how much loan you will get and all the information related to the loan will come in front of you, now you have to click on Apply Now.
After this two columns will open in front of you in which you have to enter your mobile number and email ID and tick the box below and click on continue.
After this you have to fill your name which is on your PAN card and fill the PAN card number below and click on next.
After this you will get two options Salaried, Self Employed, if you do a job then click on Salaried and if you do any work of your own then click on Self Employed and click on next.
After this you have to tell how much you earn in a month i.e. what is your monthly income, you have to enter it and click on next.
After this you will get the option to choose gender whether you are male or female, choose that and click on next.
After this, your address will appear in front of you, if you want to change it, you can do so and you have to tell whether you live in your own house or on rent and click next.
After this, you have to tell where you work and for how long you have been doing the work you do and proceed further.
After this, you have to fill the full address of where you work and enter the pin code and click on save address.
After this, you will be shown how much loan you can take and you can also reduce the given loan amount and click on next.
After this, some terms and conditions will appear in front of you which you have to accept and click on continue.
After this, a page will open in front of you in which you will be shown for how long you will get the loan, how many EMIs you will have to pay every month and you have to click on next.
After this, again complete information about the loan will come in front of you, now you have to click on confirm loan.
After this you will have to do KYC verification, now you have to click on start KYC, after this click on take a selfie and upload a selfie, after this you have to fill your Aadhar card number, after this fill the captcha and click on next. After this your loan will be approved, now you have to give your bank details and the loan amount will come directly to your account.
Main Point
Today in this article we learned how you can take a loan from Google Pay while sitting at home, hope you have understood completely. If you need money immediately then you can apply for a loan from here, you will get a loan very soon so that you can fulfill your financial needs. Now Google Pay is not just a Paytm app, you can also take a personal loan from here. That’s all for this article today, see you with another article. Keep your love like this, thank you!
