If you are reading this article, then you too must want to open a zero balance account. Today everyone wants that he should also have a zero balance account so that he does not need to maintain money in his account because sometimes such a time comes when you are not able to maintain your bank balance, sometimes you have to withdraw all the money from your bank account but if you also have a zero balance account, then you can maintain your bank balance as per your wish and no fee will be charged, that is why everyone wants that we should have a zero balance account and you also get many types of facilities in a zero balance. accounts.
Today in this article we will know how you can open a zero balance account. The name of the bank we will talk about today is ICICI Bank. Today in this post we will get detailed information about ICICI Bank Zero Balance Account. Let’s start without delay and get information about ICICI Bank Zero Balance Account.
Key Features of ICICI Bank Zero Balance Account
No minimum balance required: As the name suggests, ICICI Bank Zero Balance Account does not require you to maintain any minimum balance in your bank account.
Initial deposit: There is no need to deposit any initial deposit to open ICICI Bank Zero Balance Account. When you open the account, you do not need to deposit even a single rupee.
Single and joint account: In ICICI Bank Zero Balance Account, you can keep a single account as well as a joint account. This bank provides you both opportunities.
Free debit card: ICICI Bank Zero Balance Account also provides you the facility of free debit card. You can enjoy free debit card.
Net banking and mobile banking: You can also avail net banking and mobile banking services on ICICI Bank Zero Balance Account.
Zero fee funds: Funds can be transferred through this account at zero fee.
Last day bank balance: In ICICI Bank Zero Balance Account, interest is given at the rate of 3% on the last day balance. Passbook and Chequebook: On ICICI Bank Zero Balance Account, you will also get passbook and chequebook absolutely free.
What is the eligibility criteria to open ICICI Bank Zero Balance Account?
Indian Citizen: You must be an Indian citizen to open ICICI Bank Zero Balance Account.
Age: You must be above 18 years of age.
Other Savings Account: If you want to open ICICI Bank Zero Balance Account then you should not have any other savings account in ICICI Bank.
What documents are required to open ICICI Bank Zero Balance Account?
Identity Card: Passport, Ration Card, Driving License, Voter ID Card, Aadhar Card any one of these.
Address Proof: Voter ID Card, Aadhar Card, PAN Card, Driving License any one of these.
How to open ICICI Bank Zero Balance Account?
First of all, let us tell you that you can open ICICI Bank Zero Balance Account in both ways. Online from home or online by visiting the bank. Let us get detailed information about both the methods.
How to open ICICI Bank Zero Balance Account online?
First of all you have to search on Google ICICI Bank Zero Balance Account and you can read about it in detail and you have to click on Account Open.
After this, two three options will come in front of you, out of which you have to click on savings account.
After this a page will open in front of you in which first of all you have to fill your mobile number which should be linked to your Aadhar card, after this you have to fill your PAN card number and tick the box below and click on next.
After this an OTP will be sent to your mobile number which has to be filled and submitted.
After this you have to enter your e-mail ID and you have to enter your date of birth and choose your gender and proceed.
After this you have to fill your Aadhar card number and an OTP will be sent to the number linked to your Aadhar card which has to be filled and proceed.
After this all your information will come in front of you from your Aadhar number and your complete address will also come and you have to click on confirm.
After this, you will be shown what facilities you will get in ICICI Bank Zero Balance Account, which you can read carefully.
After this, you have to tell what work you do, you will get many options from which you can choose the work you do and give some information about your work.
After this, either you will get the option to do video KYC or an agent will be sent to you by the bank who will take your KYC details and soon your ICICI Bank Zero Balance Account will be opened.
After this, the debit card, passbook and checkbook will reach the address given by you.
How to open ICICI Bank Zero Balance Account Offline?
First of all, you have to go to your nearest ICICI Bank branch and tell that you want to open ICICI Bank Zero Balance Account.
After this, you can understand all the conditions about this account, complete information will be given to you.
After this, you will be given a form which has to be filled properly and some documents will also have to be submitted along with the filled form.
After this, within 24 hours you will be informed that your account has been fully opened.
After this, you will get debit card, check book and passbook at the address given by you.
Main Point
Today in this article we have learned a lot about ICICI Bank Zero Balance Account, hope you have understood. In today’s time everyone needs a zero balance account because sometimes there comes a time when you are not able to maintain your account balance, then if you have a zero balance account then there is no need to maintain the balance. If you want to open ICICI Bank Zero Balance Account, then you can open it immediately, its complete information has been given in detail. Thank you for giving so much of your valuable time!
