Introduction
Hello, welcome to our new post today. If you are reading this post, then you too must want to open a zero balance account because today everyone wants to open a zero balance account so that you do not have to maintain money. Sometimes it happens that there is not a single penny in your account, then you will not have to pay a penalty for that, if you also have a zero balance account, then you can keep money according to your wish.
If you open a zero balance account, you will get the benefit of many types of facilities. If you are reading this post, then you can easily open your zero balance account sitting at home. The zero balance account that we will talk about today is IDFC First Bank Zero Balance Account. Today in this post we will talk about the zero balance account of this bank. Let’s start without delay and get every information about IDFC First Bank Zero Balance Account in detail.
Key Features of IDFC First Bank Zero Balance Account
No minimum balance requirement: There is no need to maintain any minimum balance in IDFC First Bank Zero Balance Account, you can maintain your bank balance as per your convenience.
Zero Fee Banking: You can enjoy zero fees on all services of IDFC First Bank Zero Balance Account and it is the only bank in India to offer zero fee banking on savings accounts.
Competitive Interest Rates: You can avail competitive interest rates on this account. You can earn up to 7.5% interest per annum on your savings account balance.
Unlimited ATM Withdrawal: This account offers unlimited ATM withdrawal facility at all bank ATMs in India and you can access your funds without worrying about any kind of additional charges.
Free Debit Card: You can enjoy free debit card on this account and high transaction facility of up to 6 lakhs per day will be available on this debit card, which will make your transaction safe and convenient.
Comprehensive Insurance: This account also offers you comprehensive insurance cover to keep you financially secure like air accident cover of Rs 1 crore, card loss liability cover of up to Rs 6 lakh, personal accident cover of up to Rs 50 lakh, purchase protection of up to Rs 1 lakh.
Who can open IDFC First Bank Zero Balance Account?
Indian: If you want to open IDFC First Bank Zero Balance Account then you must be an Indian citizen.
Age: Your age should be more than 18 years.
What documents are required to open IDFC First Bank Zero Balance Account?
Aadhaar Card: You must have your Aadhaar Card.
PAN Card: It is also necessary to have your PAN Card.
How to open IDFC First Bank Zero Balance Account?
First of all, let us tell you that you can open IDFC First Bank Zero Balance Account in both ways, online from home or offline by going to the bank. Let us get detailed information about both the methods.
How to open IDFC First Bank Zero Balance Account online?
First of all you have to go to the website of IDFC First Bank and click on IDFC First Bank Zero Balance Account from the Account section.
After this you can read all the information of IDFC First Bank Zero Balance Account carefully and you have to click on Open Now.
After this a page will open in front of you in which first of all you have to fill your mobile number which should be linked to the Aadhar card, after this you have to enter your e-mail ID, after this you have to fill the PAN card number, after this you have to fill the Aadhar card number and click on get OTP.
After this an OTP will come on the mobile number linked to your Aadhar card, which has to be filled in the column given below and click on verify aadhar.
After this your Aadhar card will be verified and the address on your Aadhar card will be shown and tick the box below.
After this a page will open in front of you in which you will be shown what facilities will be available in IDFC First Bank Zero Balance Account.
After this you have to select the branch which is nearest to you, after this you have to come down and you have to tell what work you do, many options will come, select the work you do, after this you have to tell what is your source of income, after this you have to tell what is your annual income.
After this a page will open in front of you in which you will be told that you have to complete video KYC and your account will be opened.
After this the passbook, debit card and check book will reach the address given by you and your account will be fully opened.
How to open IDFC First Bank Zero Balance Account offline?
First of all you have to go to your nearest IDFC First Bank branch.
After this you have to tell that you want to open IDFC First Bank Zero Balance Account.
After this you will be given a form in which you have to enter all your information properly.
After this, along with the filled form, you have to submit the photo copy of Aadhar card and PAN card and passport size photo.
After this, within 24 hours you will get a message that your IDFC First Bank Zero Balance Account has been opened and debit card, passbook and checkbook will be sent to your address.
Main Point
Today in this article we have got information about IDFC First Bank Zero Balance Account, hope you have understood. If you open a zero balance account in this bank, then you will get a lot of benefits, many facilities have been made available on this account, which have been explained in detail above. This bank is the only bank in India to offer zero fee banking. You can easily complete small tasks sitting at home without going to the bank. If you want to open a zero balance account, then IDFC First Bank Zero Balance Account is the best, you can open it easily.
